Led by industry veteran, Steven Acworth, PMCS is a boutique private mortgage investor, joint venture participant, mortgage manager and financial engineer. We provide project finance secured by real estate and funded by genuine private investors. As a financial engineer, PMCS structures "Phased Development" strategies using a combination of equity capital, development presales as necessary, private and institutional debt facilities for optimum and practical development outcomes.             

Email steven@sma.fund        Phone +61 488 22 44 16

Loans are generally for a maximum term of 12 months. As a financial engineer thinking outside the square, there are no set guidelines. Each proposal is a clean canvas, and structures are transaction specific. 

Capabilities and services include assistance with -

  • First & second mortgages (usually no formal “external” valuations required)

  • To increase gearing, we may take a senior/junior debt

  • Opportunities – move quickly and profit

  • "Transition" to institutional criteria

  • Credit impairment, cash out, tax problems, working capital

  • Residual development stock

  • Flexibility, a clean canvas, and a personal relationship

 Developments, Structured Finance and Financial Engineering

  • “Phased Development Funding” (including provision of presales, Preferred Equity or other gearing structure)

  • “Entry” finance using our direct private lending model, transitioning to institutional “take out” after structured capital raising 

"Our purpose is to supplement, not compete with, the full spectrum of institutional mortgage financiers providing flexible, innovative outcomes" 

pmcs                                                        

The Private Mortgage Professionals

Email                                                  steven@sma.fund                            

Phone                                                 +61 488 22 44 16

Website                                              www.pmcs.fund

Private Mortgage Capital Services Pty Ltd - A.C.N. 649 655 252